Understanding Camper Excess and How to Reduce It

Accidents can occur even to the most attentive drivers. While the camper is under your care, you are responsible for any damage, including that caused by uncontrollable events such as extreme weather, vandalism, or collisions while the vehicle is parked.

Camper Insurance and Excess Packages

All our campers are insured through Camplify, which offers mandatory excess packages to all hirers. These packages are designed to minimize your financial liability in the event of damage, whether it’s accidental or caused by external factors.

Accident Excess Reduction (AER) Packages

Camplify provides two daily Accident Excess Reduction (AER) packages to help reduce your excess costs:

  1. Risk Taker$19 per day
    • Compulsory Package: This is the default insurance package included with every booking.
    • Limited Inclusions: Covers basic excess with an excess fee of $4,500 per incident.
  2. Happy Camper$45 per day
    • Optional Add-On: Enhance your coverage by selecting this comprehensive package.
    • Extensive Inclusions: Reduces the excess fee to $500 per incident, providing broader protection against various types of damage.

Choosing the Right Package

  • Default Selection: The Risk Taker package is automatically included with your booking, ensuring you have basic coverage from the start.
  • Upgrade Option: You can opt for the Happy Camper package during the booking process or upgrade at any time before your rental period begins to enjoy lower excess fees and additional coverage.

Booking Process and Cost Transparency

Before finalizing your reservation, Camplify will present the cost details of the selected excess package. This transparency allows you to make an informed decision and choose the package that best fits your needs and budget.

Key Points to Remember

  • Mandatory Coverage: All hirers must select at least the Risk Taker package to secure their booking.
  • Financial Protection: Upgrading to the Happy Camper package significantly reduces your excess liability, offering greater peace of mind.
  • Flexible Options: You can choose or upgrade your excess package at any stage before the start of your booking, providing flexibility to adjust based on your preferences.
  • Comprehensive Support: With Camplify’s insurance coverage, you can focus on enjoying your adventure with reduced worry about potential damages.

By selecting the appropriate excess package, you ensure a safer and more enjoyable experience with OffGrid Campers WA, knowing that you are well-protected against unforeseen circumstances.

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